WE READ THE FILE.

Prime Mortgage Solutions helps first-time buyers, self-employed borrowers, international buyers, and real-estate investors get financing that fits the full picture

Mortgages for Texas buyers — wherever you are from.

Answer five questions....No credit pull, no credit-score question, no phone tag. Then talk to a person who will actually pick up.
  • Self-employed, 1099, and bank-statement borrowers
  • Foreign nationals buying US property without US credit history
  • Investors: DSCR, bridge, fix & flip, commercial
  • Conversations in English, French, and Kiswahili

We are a Dallas mortgage company providing commercial and residential lending solutions to domestic and overseas buyers.

First-Time Buyer

Low down-payment options, what closing costs really run in Dallas County, and whether waiting a year helps.

FHA + Conventional

Self-Employed

Your tax return doesn’t tell the whole story. We underwrite from bank statements instead.

Bank Statement / 1099

Buying From Abroad

No US credit file? No problem. ITIN, foreign income, and funds from almost anywhere, documented correctly.

Foreign National / ITIN

Investor

Qualify on the property’s rent, not your W-2. Close in an LLC if that’s how you hold title.

Investors + Commercial

Hard to approve? Foreign national? Self-employed?

The national lenders’ software declines you in nine seconds. We read the file.

If you’re buying US property from Nairobi, Lagos, Mexico City, or Dubai—or you’re self-employed with a complicated year—the automated underwriter isn’t built for you. That’s the whole reason we exist.

See What You Qualify For
Let's Learn!

As an education-first mortgage company, we believe understanding your options should come before applying for them. Visit our learning center to explore articles on buying, refinancing, and financing your next property.

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