Mortgages for Texas buyers — wherever you're moving from.
- Self-employed, 1099, and bank-statement borrowers
- Foreign nationals buying US property without US credit history
- Investors: DSCR, bridge, fix & flip, commercial
- Conversations in English, French, Spanish, and Kiswahili
We are a Dallas mortgage company providing commercial and residential lending solutions to domestic and overseas buyers.
First-Time Buyer
Low down-payment options, what closing costs really run in Dallas County, and whether waiting a year helps.
FHA + Conventional
Self-Employed
Your tax return doesn’t tell the whole story. We underwrite from bank statements instead.
Bank Statement / 1099 / P&L
Buying From Abroad
No US credit file? No problem. ITIN, foreign income, and funds from almost anywhere, documented correctly.
Foreign National / ITIN
Investor
Qualify on the property’s rent, not your W-2. Close in an LLC if that’s how you hold title.
DSCR / Bridge / Fix & Flip / Commercial
Hard to approve? Foreign national? Self-employed?
The national lenders’ software declines you in nine seconds. We read the file.
If you’re buying US property from Nairobi, Lagos, Mexico City, or Dubai—or you’re self-employed with a complicated year—the automated underwriter isn’t built for you. That’s the whole reason we exist.
Please check out our 24 educational articles we put together..
As an education based mortgage company we strive to provide helpful information.
Visit our learning center to learn some great tips about buying a home.
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

